Flexible Capital, Aligned With Your Revenue
Revenue-based financing provides your business with quick access to working capital in exchange for a fixed amount of future revenue. Instead of traditional loans with set monthly payments, you remit a small, agreed-upon percentage of your daily or weekly sales. This means that when business slows down, your payments can decrease, and when sales rise, your payments adjust accordingly—ensuring your financing always moves in step with your cash flow.
Unlike conventional bank loans or investors that require collateral or equity, revenue-based financing allows you to retain full ownership of your business while gaining the capital you need to grow. Funds can be used for inventory, marketing, expansion, or everyday operating expenses—all without restrictive terms or hidden fees. The flexibility, speed, and transparency of this structure make it a practical solution for businesses seeking sustainable growth without added financial strain.
How It Works
01 Flexible Funding on Your Terms
Revenue-based financing adjusts with your business performance—no fixed payments, no equity loss, and no collateral required. You repay a set amount through a small percentage of your sales, keeping cash flow stable as you grow.
02 Simple, Speedy Funding
Most businesses qualify if they’ve been operating at least one year, generate a minimum monthly revenue (typically $5,000+). The application takes minutes; decisions often come in hours; and funding can arrive the same day.
03 Smart, Flexible Payments
Repayments are automatically deducted on a daily or weekly basis, tied to your revenue performance. If business slows, you can request to reduce or pause payments—helping you manage cash flow with ease.
04 Fast & Transparent Financing
At Hawthorne Corporate Credit, we make business funding simple, fast, and transparent. Get the capital you need without giving up ownership or control—backed by dedicated support every step of the way.
Program Highlights
- Funding up to $1.5 million. Terms up to 18 months.
- Daily or weekly payments tied to revenue.
- 6+ months in business. Minimum 500 FICO score. At least $60K annual revenue.
- Receive funds in as little as 24 hours after approval.
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1. How Much Will My Payment Be for a Revenue-Based Business Loan?
The payments for a revenue-based business loan vary. Instead of a set dollar amount to repay, the payments will be a percentage based on your incoming revenue. For example, if you receive $1000 in revenue in a month and your repayment percentage is 30%, you would pay back $300 on your loan that month.
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2. How Long Will It Take To Pay Off a Revenue-Based Loan?
It depends on how much you take out and how much your revenue is over time. More revenue coming in means you will pay off the loan more quickly.
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3. Can I get a Revenue-Based Loan with Bad Credit?
If you have a revenue history for your business, you can get a revenue advance even with bad credit. These types of loans are designed for business owners with poor credit but who have provable revenue coming in.
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4. What is the Difference Between a Merchant Cash Advance and Revenue Advance?
While the terms are sometimes used interchangeably, there are some distinctions between a merchant cash advance and a revenue advance. The biggest difference is that a revenue advance requires proof of revenue coming in, while a merchant cash advance can be a little more flexible and may use additional factors to determine qualification.
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5. What is the Interest Rate for a Revenue Advance?
The interest rates for a revenue cash advance are a little different than a typical loan. These interest rates also tend to be higher because there are no assets to back them.
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6. What are the advantages of revenue based financing?
Revenue based financing is fast, flexible, and designed to support your business. The process is simple—you just fill out a quick online application, and within minutes, someone will call to discuss your request. You'll typically receive a funding decision within 4 hours, and if approved, the lump-sum payout hits your account in 24 hours. Unlike traditional loans, there are no usage restrictions, so you can use the funds at your own pace and on what your business needs most. It's an efficient way to get the financial boost you need without the hassle.
