Business Funding

No Collateral. No Hassle.

Secure Funding Backed
by Your Credit Strength

Access up to $500,000 in funding through our unsecured term loans and business lines of credit. Enjoy fast approvals, competitive rates, and no restrictions on how you use your funds. Perfect for established businesses and credit-qualified owners looking to expand, consolidate debt, or strengthen working capital.

Your Credit Opens the Door to Business Growth

Your personal credit can be the foundation for your next stage of growth. Through our unsecured funding programs, qualified applicants can access up to $500,000 without pledging collateral or disrupting existing business operations. Approvals are based primarily on your credit profile, allowing established business owners and entrepreneurs to leverage their financial standing for strategic expansion.

Whether you need to increase cash flow, invest in marketing, or consolidate high-interest debt, our streamlined process makes funding simple and efficient. With pre-approvals in 24 hours and funding in as little as 7 days, you can put your credit strength to work and move your business forward with confidence.

How Our Credit-Based Funding Works

01 No-Interest Credit Lines

Access up to $150K in unsecured business credit cards with 0% interest for the first 12–18 months. Perfect for short-term financing and managing cash flow efficiently.

02 Long-Term Personal Loans

Obtain up to $500K in funding through 5–7 year term loans with average APRs under 7%. Ideal for expansion, equipment, or major business initiatives.

03 Qualified Personal Guarantor

A strong personal guarantor is key. Applicants should have a 720+ credit score, low utilization, no recent late payments, and at least three revolving accounts of $5K or more.

04 Established, Compliant Corporation

Funding requires a corporation that’s been active for 3+ years, in good standing, and fully compliant with state and banking requirements.

Program Highlights

  • Up to $500K in Unsecured Funding
  • 0% Interest for Up to 18 Months
  • Funding in as Little as 7 Days
  • Pre-Approval Within 24 Hours
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  • 1. How is this funding different from a traditional business loan?
    Our programs are unsecured and based primarily on your personal credit profile — not on business financials or collateral. This allows for faster approvals and greater flexibility in how funds are used.
  • 2. How long does the approval and funding process take?
    Pre-approvals are typically issued within 24 hours, and funds can be deposited in as little as 7–10 business days once documentation is complete.
  • 3. Will this funding impact my personal credit?
    The term loan reports to personal credit, while the business lines of credit report only to the corporation. This combination helps maintain personal credit integrity while building business credit history.
  • 4. What are the minimum qualifications to apply?
    A personal guarantor with a 720+ credit score, low revolving utilization, and clean payment history is required. The corporation should be at least 3 years old, compliant, and in good standing.